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Posts from the editorial team behind the multi-award-winning website - covering everything that's relevant to UK financial advisers and their wider market.

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Proposed group claim against SJP secures funding https://www.ftadviser.com/content/bef6b18d-a6f7-4d79-990d-19a5695a1c17

ftadviser.comProposed group claim against SJP secures fundingA proposed group claim against St James’s Place (SJP), brought together by law firm Robertson Pugh Associates LLP, has secured funding from a specialist litigation funder.

How the PFS will support members in training the next gen of advisers https://www.ftadviser.com/content/b361d89f-952f-4e37-81e3-688f55710190

ftadviser.comHow the PFS will support members in training the next gen of advisersHelping to bring more people into the profession and capturing young people’s interest in becoming a financial planner is one of the “most exciting” aspects of the Personal Finance Society president’s role.

Atomos appoints national head of financial planning https://www.ftadviser.com/content/1aac59f7-a457-4831-b68d-890e736e34e2

ftadviser.comAtomos appoints national head of financial planningWealth management firm Atomos has appointed Andy Greenwood as national head of financial planning.

Atomos appoints national head of financial planning https://www.ftadviser.com/content/1aac59f7-a457-4831-b68d-890e736e34e2

ftadviser.comAtomos appoints national head of financial planningWealth management firm Atomos has appointed Andy Greenwood as national head of financial planning.

Almost 740,000 UK businesses in financial distress ahead of Budget https://www.ftadviser.com/content/1652e065-2c27-4420-ad6e-98dd17c9e8d9

ftadviser.comAlmost 740,000 UK businesses in financial distress ahead of BudgetThe number of UK businesses facing financial distress has hit its highest level in more than 20 years ahead of tomorrow’s Budget, prompting a call for firms to get their finances in order before mounting pressures threaten their survival.

‘More terrifying’ outcomes of Middle East energy crisis looking less likely https://www.ftadviser.com/content/c4e41fc3-9074-4778-ab8a-b7d102952e6d

ftadviser.com‘More terrifying’ outcomes of Middle East energy crisis looking less likelyThe energy crisis looking “less troubling” could mean there is a “better path ahead” for the Bank of England’s rate setting.

Nucleus calls on govt to increase awareness of IHT and pension changes https://www.ftadviser.com/content/b71d69b6-8c75-40be-a8d9-abd546c10d9a

ftadviser.comNucleus calls on govt to increase awareness of IHT and pension changes Two-thirds of individuals (67 per cent) are unaware that most unused pensions are to be included in an individual’s estate for IHT purposes, according to research by Nucleus.

Defaqto launches ratings for newer funds to close ‘gap in market’ https://www.ftadviser.com/content/3bf8fc8c-839a-4199-a2d7-e62f4f758d9a

ftadviser.comDefaqto launches ratings for newer funds to close ‘gap in market’A new rating service aims to help advisers assess newer funds and portfolios that are yet to build up an established performance history.

LV launches underwriting academy to boost teams and speed up approvals https://www.ftadviser.com/content/816508b0-03cf-4364-9813-14f921ff68e0

ftadviser.comLV launches underwriting academy to boost teams and speed up approvals Mutual LV has launched a Protection Underwriting Academy to train colleagues and build a pipeline of new underwriting talent.

Brokers warn against Budget mortgage gambles https://www.ftadviser.com/content/73a45e51-61e4-4f76-8502-c72e9a3413e0

ftadviser.comBrokers warn against Budget mortgage gamblesBrokers have cautioned borrowers not to gamble on the outcome of the autumn Budget, warning that fixed mortgage rates could increase within 48 hours following a negative reaction from bond markets.

IFA enters liquidation after complaints upheld about unsuitable advice https://www.ftadviser.com/content/58a8d3f9-d92c-46d4-9f63-84e0cc77b953

ftadviser.comIFA enters liquidation after complaints upheld about unsuitable adviceAn independent financial adviser has entered voluntary liquidation, the Financial Conduct Authority revealed today (October 26).

Mortgage brokers warn ‘invisible Budget’ could undermine FTB support https://www.ftadviser.com/content/1c90183e-6c39-4efb-a866-9e94b44d6491

ftadviser.comMortgage brokers warn ‘invisible Budget’ could undermine FTB supportMortgage brokers have warned that measures to support first-time buyers in Wednesday’s Budget risk being overshadowed by rising mortgage rates if financial markets react negatively to the chancellor’s announcements.

Fos receives 57,000 cases in Q2 https://www.ftadviser.com/content/7a68c76a-f3eb-41ed-961e-cd29ae82dec9

ftadviser.comFos receives 57,000 cases in Q2The Financial Ombudsman Service received 57,000 complaints in the second quarter of 2026/27, about 3,400 more than in the first quarter of the year.

Almost three in four Henrys concerned about Budget https://www.ftadviser.com/content/7bcceae8-26c7-4d47-a541-3f2f5fb4d927

ftadviser.comAlmost three in four Henrys concerned about BudgetResearch from RBC Brewin Dolphin has found that 71 per cent of Henrys (high earners, not rich yet) are concerned about the potential impact of the upcoming Autumn Budget on their personal finances.

FCA tells private market firms to tighten up on conflict of interest risks https://www.ftadviser.com/content/43c7f6dc-c86b-49ae-bd19-ae7469d765da

ftadviser.comFCA tells private market firms to tighten up on conflict of interest risksSporting and high value hospitality represented a “recurring area of heightened risk” in private market firms, a review by the Financial Conduct Authority has shown.

Adviser calls out M&G for trying to ‘poach’ clients https://www.ftadviser.com/content/8f382dad-846f-43a0-8b78-b6dd83d08893

ftadviser.comAdviser calls out M&G for trying to ‘poach’ clients An adviser has complained to M&G after he claimed the firm had tried to “poach” his clients.

Twenty7tec partners with arts university to tackle workplace challenges https://www.ftadviser.com/content/bfa4599b-bf5d-42c7-8126-74411b65bfe2

ftadviser.comTwenty7tec partners with arts university to tackle workplace challengesTwenty7tec has partnered with Arts University Bournemouth (AUB) to explore how creative thinking can help address workplace challenges in the financial technology sector.

Campaign group calls for parliamentary scrutiny of Hartley Pensions case https://www.ftadviser.com/content/b6f7fca5-cd10-4a13-a939-a8c262bcb832

ftadviser.comCampaign group calls for parliamentary scrutiny of Hartley Pensions caseHartley pension members are calling on MPs to support a motion in parliament.

P1 launches calculator to reveal ‘true cost’ of platform cash interest https://www.ftadviser.com/content/f3cab5e0-ac56-45a5-8bac-44b408170be6

ftadviser.comP1 launches calculator to reveal ‘true cost’ of platform cash interestP1 Platform (P1) has launched an online calculator that shows advisers the true cost of an investment platform once interest retained on client cash balances is factored in.

Greater exposure to private markets could improve retirement outcomes https://www.ftadviser.com/content/0cacd676-6fd7-4694-be78-07dd13ef2af3

ftadviser.comGreater exposure to private markets could improve retirement outcomesMore focus on how pension cash is invested would improve outcomes for retirees, according to research from Standard Life.

Restoring sustainable growth is ‘central challenge’ facing chancellor https://www.ftadviser.com/content/dc63059f-5bfd-4f02-b023-a0baabe14386

ftadviser.comRestoring sustainable growth is ‘central challenge’ facing chancellorIn the week of the Budget, Rathbones has warned the UK “cannot tax its way to prosperity”.

Inside Legal and General’s £730mn model portfolio range https://www.ftadviser.com/content/40d23542-1f1c-4174-88be-a5d971de9aed

ftadviser.comInside Legal and General’s £730mn model portfolio rangeThe “service” in model portfolio service is becoming increasingly important and a source of growth in a market that has been deluged with new entrants, according to Nicola Morgan Brownsell, head of multi-asset partnership strategies at Legal and General.

US stock markets fall as Meta spending plans affect share price https://www.ftadviser.com/content/91798b47-0c11-460a-9118-cb0373b33d86

ftadviser.comUS stock markets fall as Meta spending plans affect share priceAmerican markets were impacted by falling prices of technology stocks this week.

Smart money app Plum secures targeted support approval https://www.ftadviser.com/content/0c0cb72a-4e00-464b-8912-7453c86c0549

ftadviser.comSmart money app Plum secures targeted support approvalSmart money app Plum has been authorised by the Financial Conduct Authority (FCA) to offer targeted support through its investment entity Saveable Limited.

Awareness, training and support: is this how we tackle the adviser shortage? https://www.ftadviser.com/content/9373d7b3-de1a-4d6a-96c8-6844f771f411

ftadviser.comAwareness, training and support: is this how we tackle the adviser shortage?A combination of increased awareness, different forms of training, and better support systems for small firms could help to address the adviser shortage and introduce more people to the profession.

FCA calls for end of ‘tickbox compliance’ at financial firms https://www.ftadviser.com/content/d860c807-f90e-4802-bb38-8f2c9d9e4538

ftadviser.comFCA calls for end of ‘tickbox compliance’ at financial firmsThe Financial Conduct Authority is considering whether it is time to revisit the traditional ‘three lines of defence’ model as part of efforts to reduce unnecessary compliance burdens across financial services.

How a passion for financial education has inspired one adviser https://www.ftadviser.com/content/cbf69f9f-1559-491c-8ed6-a790e90cff67

ftadviser.comHow a passion for financial education has inspired one adviserA passion for financial education inspired Bri Wealth Management financial adviser, Thomas Forrester, to take up a career in advice.

Fintel buys Mortgage Brain in £38.4mn deal to ‘create connected ecosystem’ https://www.ftadviser.com/content/292a9129-74fd-46d8-8734-a6ebe15a5600

ftadviser.comFintel buys Mortgage Brain in £38.4mn deal to ‘create connected ecosystem’Technology provider Fintel has bought Mortgage Brain for £38.4mn.

Fairstone buys Somerset-based firm https://www.ftadviser.com/content/4f35cd01-7c9e-4419-ad0e-99cf8c421632

ftadviser.comFairstone buys Somerset-based firmFairstone has expanded its presence in the West Country with the acquisition of 1st Financial Group in Somerset.

‘My parents’ divorce showed me what I want to change for my clients’ https://www.ftadviser.com/content/7982ee16-c50f-430e-861b-38b533d6caf3

ftadviser.com‘My parents’ divorce showed me what I want to change for my clients’Seeing the anxiety caused by her own parents’ divorce shaped the career of Rakhee Wood, founder and adviser at Butterfly Financial Planning.

TPR outlines ‘hidden’ AI risks in pension portfolios https://www.ftadviser.com/content/e24481a9-f508-4137-a790-7441cf97bae7

ftadviser.comTPR outlines ‘hidden’ AI risks in pension portfoliosThe Pensions Regulator (TPR) has published guidance to help trustees identify and manage potential hidden AI-related investment exposure.

How improving company culture has led to better outcomes for LV clients https://www.ftadviser.com/content/c1b6c04d-3b1b-498e-9d45-7836e73c029d

ftadviser.comHow improving company culture has led to better outcomes for LV clientsFour years after he first stepped on to the Bournemouth landmark that has become known locally as the ‘LV Roundabout’, chief executive David Hynam says his greatest achievement has been putting a “great culture” in place.

PFS recognises eight individuals and firms at Personal Finance Awards https://www.ftadviser.com/content/13294197-a587-4ce3-9eb6-c653fa2b7230

ftadviser.comPFS recognises eight individuals and firms at Personal Finance AwardsThe Personal Finance Society (PFS) has named the winners of its 2026/27 Personal Finance Awards, recognising eight individuals and firms for their contribution to high standards, specialist advice and consumer trust.

‘End of the trust as we know it’ if Saba wins Baillie Gifford US Growth vote https://www.ftadviser.com/content/2e97c650-beb9-481c-8330-003a95fa2283

ftadviser.com‘End of the trust as we know it’ if Saba wins Baillie Gifford US Growth voteA Saba takeover would be the “end of the trust as we know it” for the Baillie Gifford US Growth Trust.

‘Clients are now being paid to take fixed income risk’ https://www.ftadviser.com/content/7c612fb0-fa6c-415d-acb1-9dfbd953d6f6

ftadviser.com‘Clients are now being paid to take fixed income risk’

Money Ready appoints Sian Williams as chief executive https://www.ftadviser.com/content/101550c3-8871-4efb-b486-3332e1b8370c

ftadviser.comMoney Ready appoints Sian Williams as chief executiveMoney Ready, the UK financial education charity, has appointed Sian Williams as its new chief executive.

Bond yields now high enough to offer inflation protection https://www.ftadviser.com/content/ee924918-643a-430e-a7f4-523f57d14ad5

ftadviser.comBond yields now high enough to offer inflation protectionA narrative is driving markets that bonds are mispriced due to the prevailing rate of inflation being four years out of date, according to David Roberts, head of fixed income at Nedgroup Investments.

Inside Rathbones’ new service for clients with assets of more than £5mn https://www.ftadviser.com/content/62275b87-f6ea-428f-b025-8e4f2e3dda36

ftadviser.comInside Rathbones’ new service for clients with assets of more than £5mnA desire to have more clients with assets above £5mn has led to Rathbones’ decision to create a new department for ultra-high-net-worth individuals.

AJ Bell hits record platform assets as customers grow by 24% https://www.ftadviser.com/content/d4fdbfde-025a-488b-8896-9477a970ca9b

ftadviser.comAJ Bell hits record platform assets as customers grow by 24%AJ Bell reached record platform assets of £126bn in the year to September 30, up 22 per cent from the previous year.

Model Office launches AI-powered regulatory dashboards https://www.ftadviser.com/content/84384bd6-09fa-49cd-87af-9043949d9eb4

ftadviser.comModel Office launches AI-powered regulatory dashboardsModel Office has launched its AI data analytics dashboards, designed to help financial advice and wealth management firms move from periodic compliance assessments to continuous always-on regulatory monitoring.

Self-employed workers risk losing £70k in retirement savings as Budget nears https://www.ftadviser.com/content/7aa28438-a27d-4614-b9fc-336ef9375f7a

ftadviser.comSelf-employed workers risk losing £70k in retirement savings as Budget nears Chancellor John Healey delivers his first Budget next week, with pension tax relief and salary sacrifice already dominating speculation.

Q&A: What are the myths around private market investment trusts? https://www.ftadviser.com/content/585af5c9-f9d4-4458-a2e5-77125f5a9d45

ftadviser.comQ&A: What are the myths around private market investment trusts?Pension funds have been at the vanguard of allocations into private equity, seeking long-term, income-generating investments which bear little correlation to other asset classes within the portfolio, but whose characteristics can help them match their long-term liabilities.

FCA to publish simplified advice rules alongside Fos case studies https://www.ftadviser.com/content/dd34749f-16f9-4a1a-ad23-11ded9b834bb

ftadviser.comFCA to publish simplified advice rules alongside Fos case studiesThe Financial Conduct Authority is preparing to publish updated rules on simplified advice alongside case studies developed with the Financial Ombudsman Service (Fos).

How to talk to clients about philanthropic giving https://www.ftadviser.com/content/8dd24a0f-9817-475d-a193-f5c6159b534b

ftadviser.comHow to talk to clients about philanthropic givingDonating to charity is not about the amount but the intention behind it - and that makes giving a much easier conversation to have with clients than some advisers might think.

Nest launches free pensions finder service https://www.ftadviser.com/content/a462d2fd-9fac-4f10-900e-59ae6d40f353

ftadviser.comNest launches free pensions finder serviceNest has launched a free pension finder service to help its more than 14mn members track down pension savings from previous jobs.

Former CEO of firm that sold high-risk mini-bonds banned and fined £270k https://www.ftadviser.com/content/0234293b-1567-4e15-9010-7ba66a10a980

ftadviser.comFormer CEO of firm that sold high-risk mini-bonds banned and fined £270kA former chief executive has been banned by the FCA after he dishonestly acted as a front for a disqualified director using the company to sell high-risk bonds.

‘No room for complacency’: Mansion House signatories hold £11.1bn in UK private markets https://www.ftadviser.com/content/b39745e2-5430-4c41-96a7-bd75317d3205

ftadviser.com‘No room for complacency’: Mansion House signatories hold £11.1bn in UK private marketsCompanies that signed up for the Mansion House Accord held a total of £22.1bn in private markets as of the end of 2025.

Tavistock enters sale talks with Atomos https://www.ftadviser.com/content/35cb3572-1bbe-4592-abd4-11ad05e54736

ftadviser.comTavistock enters sale talks with Atomos Tavistock Investments has agreed to sell its King Financial Planning (KFP) arm for £3mn and has entered talks with Atomos for the potential sale of Tavistock Group Holdings Limited.

Inflation jumps to 3.5% as fuel prices rise https://www.ftadviser.com/content/7bf55d40-aecd-458c-8ae0-2df3f862d45b

ftadviser.comInflation jumps to 3.5% as fuel prices riseUK inflation jumped to 3.5 per cent in September, driven by higher fuel prices.

Quilter on track to beat 2025 net flows record https://www.ftadviser.com/content/86990584-ae99-4c6a-8b3a-749c5544c021

ftadviser.comQuilter on track to beat 2025 net flows recordQuilter assets have risen to £160.5bn, up 19 per cent year-on-year.