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Viral social media posts have made a number of claims about how pension contributions are saved and spent. But their sums are wrong, and they misunderstand how the state pension works.

fullfact.orgViral Facebook pension posts get maths wrong again – Full FactWidely shared social media posts about state pensions misunderstand how they work and get their sums wrong.

30/11/25, 9:00 am19 reposts41 likes

Spicybee

@spicybee.bsky.social

30 Nov 2025

I'd like to add how badly pensions are explained to people even by those who should know better. At my work I've had staff saying things about their pension that was clearly bad advice