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You need to have a lvl 80 Character. for the rest it's mostly ok but fractal are the only thing with a real gear requirement for higher level. you might be "stuck" at tier 1 (out of 4) to start

Should be able to, but as it is technically also endgame stuff, you should be at least at max level so you have traits for damage/survivability and familiarity with the game mechanics! (though fractals does scale your level up if you're low iirc)