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I awoke in Brooklyn on 9/11, 6 miles from Ground Zero. I caught the F-train after the 2nd plane hit, 30 mins late for work. My train halted 3 miles from the WTC, 5 stops from Manhattan. While standing on the outdoor platform, both towers collapsed.

The NYC disaster & exposure zone radius was 1.5 miles. Had I been on time for work, I would have ended up under Lower Manhattan when Tower 1 collapsed, in the zonal epicentre. I was lucky that day, to put it mildly.